Lifestyle

Emergency Home Maintenance – How To Get The Cash You Need

Emergency Home Maintenance – How To Get The Cash You Need

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Homeowners are all very proud of their property. But as well as this great feeling of such pride, they also have to contend with constant financial pressures to keep up with important financial commitments, such as mortgage payments and rent. So there is no wonder that any accidents and emergencies, such as a collapsed roof and rising damp, around the house can prove to be very stressful. Most major accidents will often require some home maintenance to help repair parts of the property. And these can knock a homeowner’s pride and also cause them financial worry. If you need to carry out repairs in your home in an emergency but don’t have a large budget, here are some ways you can take the pressure off.

Claim On Your Insurance

Hopefully, you will have plenty of home insurance to cover the repairs and maintenance. If you don’t already have some insurance, it is a good idea to look into getting some right now. Even if the monthly premiums seem quite expensive, it always works out a whole lot cheaper than having to pay all the maintenance yourself! Even if your insurance company doesn’t pay out enough to cover all the repairs, you will still find that a partial payout can greatly help.

Disaster Relief

If all the damage to your property was the result of a natural disaster, such as a storm or extreme flooding, you might be able to get financial help from a disaster relief. These organisations are often set up by the government to help citizens cope with the consequences of disasters. Sometimes, natural disasters aren’t covered in home insurance policies, so many people rely a lot on these great government initiatives in their times of need.

Financing

If you don’t think that your repairs and maintenance are going to cost an extortionate amount, you could always consider taking out some financing, such as secured homeowner loans, to help cover the initial costs. However, it is a good idea to review your financial situation first to make sure that you are able to repay this money back sooner rather than later. You could visit your local bank to see if they are able to offer you a loan. If not – for instance, a bad credit history may get in the way – you could always try one of the many online providers.

Government Grants

There may not be a whole load of government grants that homeowners can use to renovate and maintain their property but, believe me, they are definitely out there! It could be worth speaking to your local council about the nature of your property damage to see if they can help with the financial side of things. One of the best things about finding a grant is that you don’t need to ever pay it back. Yes, that’s right – free money!

So next time something goes wrong in your home, don’t start to panic straight away! As you can see, there is plenty of financial help out there. You just need to know where to look!

Naomi Isted
Editor in Chief, Naomi Isted is known as The Ultimate Lifestylist to her readers and viewers. She is a TV Presenter and Columnist. Ranked in the Top 100 LFW Social Media Influencers AW14 & SS15, Brand Ambassador for Pears Soap UK. Her Celebrity beauty TV Series currently airs to 27million homes on Physique TV in UAE, previously on Wedding TV in the UK. She brings fashion and beauty advice to her readers and viewers on a daily basis. She is Fashion and Beauty Columnist for Herald Scotland and has a Fashion and Beauty Bridal Blog for HELLO. She can usually be found attending celebrity fashion and beauty events in and around London and sharing the latest fashion and beauty trends with her readers.

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